Australia Post Comprehensive Travel Insurance Review – Forbes Advisor Australia

Australia Post Comprehensive Travel Insurance is for Australians traveling overseas. There is no age limit for purchasing travel insurance from Australia Post, and children up to the age of 21 are included with the policyholder, as long as they are financially dependent on the policyholder, that they are not working full time and that they will be travelling. together 100% of the time.

It covers travel to most international destinations, offers credit card fraud protection up to $5,000, third party liability up to $5 million and car rental deductible up to $10,000.

Australia Post’s website says you can get a quote in minutes using its online portal and lower your premiums with its variable deductible offers. This includes cancellations, which are covered up to the amount chosen by the customer.

Although there is no specific coverage for missed connections, there is coverage for travel delays up to $2,000. The conditions are that travel must be delayed more than 6 hours to claim $300, then an additional $300 can be claimed for each full 24 hour period after that.

Lost baggage

Australia Post covers lost baggage up to $12,000, but sub-limits apply.

Medical

Unlimited emergency medical cover is included in Australia Post’s comprehensive travel insurance plan. This includes hospitalization, surgery, nursing and ambulance costs abroad.

Is dental coverage included in medical coverage?

Dental treatment is also included in Australia Post’s emergency medical cover, but a $2,000 limit applies.