Automobile Third Party Liability Insurance Reform Bill Approves First Policy Committee

FAIRFIELD — Sen. Bill Dodd’s legislation to improve liability coverage for California motorists, protecting those injured in crashes as well as those who may face higher medical and vehicle repair bills, authorized his first political committee.

“We need to make sure California accident victims get the financial support they need while covering those who may be responsible for soaring medical costs and property damage,” Dodd, D-Napa, said in a press release, “because drivers have been underinsured for too long. and it’s costing them dearly.

Fifty-five years ago, California established today’s mandatory insurance minimums, requiring drivers to have coverage of $15,000 for a single injury or death, up to $30,000 per accident and $5,000 for property damage. Only four states have the same or lower limits.

Many drivers have the false impression that wearing the current minimum will make them whole after an accident. The standard is particularly severe for low-income or fixed-income residents who do not have a safety net to cover damages.

Dodd’s legislation, Senate Bill 1107, would update the minimum to $30,000/$60,000/$15,000, bringing it in line with rising costs over the past half-century on everything, including vehicle repairs, medical care and emergency services.

The bill was passed by the Senate Insurance Committee.

Dodd currently represents the 3rd Senate District, which includes all of Solano County and some or all of Napa, Yolo, Sonoma, Contra Costa, and Sacramento counties.