Long list of discounts
Elephant offers an impressive list of discounts suitable for all types of drivers. Several, like its online quote and paperless discounts, are available to almost any candidate. There are also special discounts tailored to students, homeowners, and remote workers. This last discount is quite rare in the industry, so Elephant might be worth a closer look for those working from home.
Unique coverage options
Elephant offers all of the auto insurance coverage required by law plus several uncommon additions, including pet injury coverage and accident waiver that kicks in from the start of the policy term. But its most unusual offering is its legal aid service, which offers legal advice to policyholders if they are involved in a car accident.
It’s simple for drivers to create a custom Elephant car insurance policy that fits their needs and budget. Once they complete the quote form, they can easily adjust their policy limits and add or remove optional coverages, with the price updated in real time. Then, once they are satisfied with their policy, they can purchase it directly online.
What could be improved
Elephant currently offers auto insurance in Georgia, Illinois, Indiana, Maryland, Ohio, Tennessee, Texas and Virginia. It may expand its services in the future, but for now, drivers who live in other states will have to explore other options.
Elephant has received more complaints than other insurers of a similar size, according to the National Association of Insurance Commissioners (NAIC). It’s not a guarantee that drivers will have any problems with Elephant, but it’s a possibility to keep in mind when deciding if it’s the best option.