Is Young America auto insurance right for you? (2022)

We recently reviewed the top car insurance companies in the country, and Geico and Progressive were two providers that came out ahead of the pack. Both offer excellent overall coverage, but you can find particularly good rates for high-risk car insurance.

As mentioned, auto insurance rates change based on a long list of things, so it’s worth getting quotes from more than one company and comparing coverage.

After a thorough review of Geico auto insurance, we have named the company the overall best choice for auto insurance. Geico is highly regarded by industry leaders, with an A+ rating from BBB and an A++ (Superior) financial strength rating from AM Best. You can also find it near the top of many JD Power studies.

In addition to standard coverage, you can get roadside assistance, rental car reimbursement, mechanical breakdown insurance and more with Geico. The provider offers significant discounts, including:

  • Good student discount
  • Good driving discount
  • Discounts for those taking a defensive driving course
  • Discounts for certain car safety features
  • military discount

We named Progressive Auto Insurance the best company for high-risk drivers for its reasonable rates and extensive coverage options. Progressive also has a strong reputation among industry experts. The auto insurance company wrote more than $31 billion in insurance premiums in 2019, according to the National Association of Insurance Commissioners, and has an AM Best rating of A+.

Progressive offers standard coverage, roadside assistance, lease reimbursement and loan/lease reimbursement. You can also get coverage for your vehicle’s custom parts and equipment. When requesting a quote, be sure to ask for discounts. Here are some ways to save with Progressive:

  • Multi-policy discount
  • Multi-car discount
  • Teen Driver Discount
  • Good student discount
  • Discount for paying in full on a policy

Whenever you’re shopping for car insurance, we recommend getting quotes from multiple providers so you can compare coverage and rates. In addition to the insurance company you choose, factors such as your age, the make and model of your vehicle, and your driving history can affect your premium. Therefore, what is best for your neighbor may not be best for you.

Use our tool below or call (844) 246-8209 to start comparing personalized auto insurance quotes: