Liability during a test drive

Len Rome’s Daily Report on Little-Known Facts

(WYTV) – You’re about to buy a car, new or used, and the salesman tells you to go for a drive.

What happens if you have an accident?

Each state has different laws that say who is responsible….your insurance or the dealer’s insurance.
Nine times out of ten if you test drive a new or used car at a dealership, the dealership will have an insurance policy that covers all cars, trucks and SUVs in the lot, even if you are off the lot when an accident occurs. arrived.
Insurance companies view car dealerships as specialty markets that need specialized insurance.
It’s always a risk to let anyone walk down the street and drive a new car, the salesman is sizing you up, how likely are you to buy a car that day?

It’s common practice for dealers to photocopy your driver’s license for their records just in case something happens during the test drive and it usually has a route marked out ahead of time it has right turns to keep you as safe as possible.

What would happen if you took a test drive and received a speeding ticket? Most of us would have the usual choices: pay the fine or fight in court. Unless you’re the CEO of sports car manufacturer Lotus.

Jean-Marc Gales pulled himself out of a 102 mph speeding ticket in Norwich, England. He told the judge he was testing one of the company’s newer cars and the judge said, okay.